Patio & Windows

Sunday, July 1, 2012

Save Money On Your Homeowners Insurance with Impact Windows & Hurricane Shutters

Homeowner's insurance can be costly -- especially in Florida.  With frequent hurricanes, damages can be expensive.  It is important to know how to find discounts for your insurance fees so you can have optimal protection for your home at the lowest cost possible.  Large discounts are currently available for hurricane protection amenities.  Below are some tips on how Al Ehrlich Inc can help lower your homeowner's insurance premiums.

Protecting your windows can significantly lower the price of your homeowners insurance.  Installing hurricane impact glass is a good start towards protecting your windows.  In South Florida building codes, it is required for homes have hurricane impact glass or hurricane shutters.  Impact resistant glass can also help secure your home or business from intruders and theft.  For greater discounts, all openings in your home should have hurricane shutters.  The installation of hurricane shutters can save you 71% on your insurance costs.  Al Ehrlich Inc can provide your impact windows and hurricane shutter installation needs.



Some people are told by shutter companies that they can receive discounts for the shutters and other hurricane protection installations, but the homeowner does not receive the discount because they do not properly file the installations with their insurance companies.  Three easy steps can help you receive the proper discounts for you home.

To receive these discounts for hurricane protection amenities in your home, first you must obtain a list of dis-countable items from your insurance company.  Not every insurance company has the same list, so make sure to plan ahead and contact your insurance company for details on hurricane protection discounts before installation and documentation needed to satisfy requirements.

Second, verification of the installation must be provided with all documentation to be sent to your insurance company.  This includes receipts, pictures before and after installation, and proof of purchase.  Might not be a bad idea to get a spec sheet from the manufacturer that can also be provided to the insurance company.  You should definitely keep copies of all documents sent to your insurance company and follow up to ensure that the papers were completed and received by the proper office within your insurance companies head quarters.  Bear in mind that this process may seem arduous but can significantly lower your insurance premiums for years to come.



Finally, once you have sent all documents, and verified that they were received properly, ask your insurance company when the discounts will take effect.  Also ask what form the discounts will come in, such as a refund on previously paid premiums, a premium discount, or a credit to your premium balance.  Whatever which way the insurance company honors your discounts, you can always count on the hurricane amenities to protect your family during a terrible storm.

Keeping these tips in mind, do your research and contact "Honest Al" at Al Ehrlich Inc, then sit back, relax and watch the discounts pile up.  Call Al at 1 (561) 638-5449  for more details and an estimate.  Also, visit www.alehrlichinc.com to learn more about the company.